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Quickstart Guide

Step 1: Create Your Account

Sign up at test-dashboard.upayments.io/login or ask your ISO admin to invite you. After logging in, you’ll see the main dashboard — it’ll be empty until you connect your NMI gateway.

Step 2: Add a Merchant

Navigate to Merchants in the sidebar and click Add Merchant. The onboarding wizard guides you through:
  1. Connect Gateway — Enter your NMI Private Security Key, Public/Tokenization Key, and gateway URL
  2. Business Details — Pre-filled from your NMI profile (company name, email, address)
  3. Initial Sync — Your transaction history begins syncing immediately
Your gateway URL is the base domain of your NMI gateway, e.g. https://secure.nmi.com or https://ecspayments.transactiongateway.com. The system adds the API path automatically.

Step 3: Wait for Sync

The background worker processes your transactions in batches. For a typical account with 5,000-10,000 transactions, the initial sync takes 5-10 minutes. You can monitor progress on the Merchants → [Your Merchant] → Gateway & Sync tab. After sync completes:
  • Customers are extracted from transaction email addresses
  • Subscriptions are detected from recurring payment patterns (if enabled)
  • Dashboard populates with revenue, transaction, and customer metrics

Step 4: Explore the Dashboard

Your dashboard now shows:
  • Net Revenue — Gross revenue minus refunds
  • Transaction metrics — Volume, approval rate, average transaction value
  • Customer insights — Total customers, new this period, repeat rate
  • MRR — Monthly recurring revenue from detected subscriptions
  • Card brand breakdown — Visa, Mastercard, Amex, Discover with debit/credit split
  • Merchant leaderboard — If you have multiple merchants

Step 5: Configure Settings

Head to Settings to:
  • Profile — Update your name, phone, timezone, date format
  • Security — Enable two-factor authentication
  • Notifications — Configure email digests for synced data

What’s Next?

Payment Pages

Create branded checkout pages for collecting payments

Invoicing

Send professional invoices with online payment

Reports

Generate executive PDF reports

Recovery & Fraud

Analyze decline patterns and identify fraud risk