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Tiers & Billing

uPayments uses flat monthly pricing based on features, not transaction volume.

Plans

LiteStarterGrowthScale
Price$49/mo$149/mo$499/mo$799/mo
Users13510
NMI Accounts1135
Data Retention6 months12 months24 months36 months

Lite — $49/month

Dashboard analytics only. Perfect for solo operators who want visibility into their NMI data.
  • Dashboard, transactions, customers, subscriptions, settlements, refunds
  • 3 basic report types with CSV export
  • Subscription detection from transaction patterns

Starter — $149/month

Full commerce suite. Add payment pages, invoicing, and products.
  • Everything in Lite
  • 5 active payment pages, 25 invoices/month
  • Product catalog and discount codes
  • All 14 report types with PDF export
  • QR codes, logo + color branding

Growth — $499/month

Advanced analytics and integrations. Scale your operations.
  • Everything in Starter
  • Unlimited payment pages and invoices
  • Forecasting, recovery, and fraud analytics
  • Webhooks with HMAC-SHA256
  • Integrations marketplace
  • Full CSS customization

Scale — $799/month

Enterprise infrastructure. White-label, SSO, and dedicated support.
  • Everything in Growth
  • White-label branding and custom domains
  • SSO (SAML) and IP whitelist
  • Multi-MID smart routing
  • Full audit logs
  • Slack Bot and SMS alerts
  • Chargeback AI included

Add-Ons

Add-OnPrice
Additional user seats$15/user/month
Additional NMI accounts$49/account/month
Chargeback AI$99/month (included in Scale)

How Feature Gating Works

Features locked behind a higher tier show a blurred preview with an upgrade button. This lets users see what’s available and understand the value before upgrading.

Billing

Billing is managed through your account settings. Plans are month-to-month with no long-term contracts. Upgrade or downgrade at any time.