> ## Documentation Index
> Fetch the complete documentation index at: https://test-docs.upayments.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> The modern operations dashboard for NMI payment processing

# Welcome to FinMI

FinMI is a payment operations platform built for merchants and ISOs using NMI (Network Merchants Inc.) for payment processing. It transforms raw gateway data into actionable business intelligence.

## What FinMI Does

<CardGroup cols={2}>
  <Card title="Sync & Analyze" icon="rotate">
    Automatically syncs transactions, customers, and subscriptions from your NMI gateway. No manual imports.
  </Card>

  <Card title="Detect Patterns" icon="magnifying-glass-chart">
    Identifies recurring subscriptions, at-risk customers, and fraud patterns from your transaction history.
  </Card>

  <Card title="Accept Payments" icon="credit-card">
    Create branded payment pages and professional invoices — hosted, embeddable, and fully customizable.
  </Card>

  <Card title="Executive Reports" icon="chart-bar">
    Generate bank-grade PDF reports covering revenue, customers, settlements, declines, and forecasting.
  </Card>
</CardGroup>

## How It Works

```mermaid theme={null}
graph LR
    A[NMI Gateway] -->|Auto Sync| B[FinMI Dashboard]
    B --> C[Transactions]
    B --> D[Customers]
    B --> E[Subscriptions]
    B --> F[Analytics]
    G[Payment Pages] --> B
    H[Invoices] --> B
```

1. **Connect your NMI account** — Enter your Private Security Key and gateway URL
2. **Auto-sync starts** — The background worker syncs all historical transactions
3. **Customers are extracted** — Unique customers are identified from transaction emails
4. **Subscriptions are detected** — Recurring payment patterns are automatically found
5. **Analytics populate** — Dashboard, recovery, fraud, and forecasting pages come alive

## Platform Tiers

| Feature                   | Lite \$49/mo | Starter \$149/mo | Growth \$499/mo | Scale \$799/mo |
| ------------------------- | ------------ | ---------------- | --------------- | -------------- |
| Dashboard & Analytics     | ✅            | ✅                | ✅               | ✅              |
| Transaction Sync          | ✅            | ✅                | ✅               | ✅              |
| Customers & Subscriptions | ✅            | ✅                | ✅               | ✅              |
| Payment Pages             | —            | 5 active         | Unlimited       | Unlimited      |
| Invoicing                 | —            | 25/mo            | Unlimited       | Unlimited      |
| Recovery & Fraud          | —            | —                | ✅               | ✅              |
| Forecasting               | —            | —                | ✅               | ✅              |
| White-label & SSO         | —            | —                | —               | ✅              |

<Info>
  All tiers include unlimited transaction sync, customer extraction, and subscription detection. The difference is in commerce tools (payment pages, invoices) and advanced analytics.
</Info>