> ## Documentation Index > Fetch the complete documentation index at: https://test-docs.upayments.io/llms.txt > Use this file to discover all available pages before exploring further. # Changelog > Latest updates and improvements to FinMI # Changelog ## March 26, 2026 ### Inngest Migration — Parallel Sync Infrastructure * **Migrated from Railway worker to Inngest** — all NMI sync now runs on Vercel via Inngest functions * **Parallel processing** — all merchants sync simultaneously (was sequential on Railway) * **5 Inngest functions**: health check, NMI sync cycle (15m cron), NMI sync merchant, CRM enrichment cycle (30m cron), CRM enrich merchant * Each sync step has automatic retry, concurrency limits, and 5-minute timeouts * Demo accounts with invalid credentials automatically excluded from sync ### GoHighLevel CRM Enrichment * **CRM-agnostic provider framework** — shared interfaces for future HubSpot, Close, Pipedrive support * **GHL provider** with rate-limited API client (80 req/10s) covering: * Contacts (search by email, get by ID) * Opportunities/Pipelines (deals, stages, monetary values) * Subscriptions (native recurring billing data) * Transactions (GHL payment records) * Calendar/Appointments * **Automatic enrichment** every 30 minutes — matches customers by email, merges CRM data into `metadata.crm` * **CRM subscriptions** created from GHL data (source: `crm_ghl`) — more accurate than pattern detection * **CRM Insights card** on customer detail page showing company, tags, lead source, opportunities, appointments * **Real connection test** via GHL `/locations/{id}` API * **7-day re-enrichment cooldown** to avoid unnecessary API calls * Enabled in Integrations marketplace — connect with API Key + Location ID ### Timezone & Accessibility * All dates display in the user's configured timezone (profile setting) * Text size toggle in header: Small / Medium / Large — scales text only, not spacing * Sidebar width scales with text size to prevent label truncation ### Sync Improvements * Fixed NMI date format (was MMDDYYYY, now YYYYMMDD) * Incremental syncs use `result_order=reverse` (newest first) — new transactions on page 0 * 7-day lookback catches APPROVED→SETTLED status updates * Sync history shows actual DB totals instead of processed count * Disabled Vercel cron sync (Inngest handles everything) *** ## March 24, 2026 ### Functional Upsells — Order Bumps, Post-Purchase, Downsells * **Order bumps** render as checkbox cards on the checkout form — checking adds the amount to the total in a single charge * **Post-purchase upsells** use NMI Customer Vault for one-click charging after payment — no re-entering card details * **Downsells** automatically shown if customer declines the post-purchase offer — lower-priced alternative * Live preview panel shows all enabled upsells grouped by when they appear * Delete confirmation dialogs and inline feedback toasts on all operations * Upsell charge API at `/api/payments/upsell` ### Product Catalog Integration * **Product selector** in payment page builder — auto-fills title, description, amount, type, frequency from product * **Product picker** in invoice creation — adds pre-filled line items from product catalog * **Quick-create** inline product form available in both contexts * **Subscription products** — billing frequency, free trial days, billing cycles, setup fee * Product selector shows recurring badges, trial days, and SKU ### Customer Creation on Internal Payments * All payment page payments automatically create/update Customer records * All invoice card payments automatically create/update Customer records * Customers linked to transactions, tracking totalSpent and lastPurchaseAt ### Payment Page Editing * Full builder at `/payment-pages/{id}/edit` with all fields pre-filled * Works for ACTIVE, DRAFT, and PAUSED pages * Status actions clarified: "Publish & Go Live", "Pause Page", "Reactivate" ### Google Address Autocomplete * Google Places API integrated on billing address fields * Auto-fills city, state, ZIP, country from selected address * 80+ countries supported, alphabetically sorted * Browser autofill hints on name, email, phone fields ### Performance & Security * Forecasting data cached for 10 minutes (in-memory TTL cache) * Tier blur gate renders placeholder skeletons instead of blurred real data (DevTools-proof) * Connection pool optimized: limit=3, timeout=15s * Session reporter frequency reduced to prevent connection exhaustion *** ## March 23, 2026 ### Mercury-Inspired UI Overhaul * New design system: neutral color tokens, 14px base font, tighter spacing * Standardized tabs across all pages (consistent pill-style) * Compact sidebar with left-border active indicator * Reduced chart heights and simplified tooltips * Updated table styling: normal-case headers, denser rows ### Settings Redesign * **Profile editor** with country-code phone input, timezone selector, job title * **Email and password change** via secure dialogs * **Active sessions** tracking (device, IP, location via ipinfo.io) * **Split notifications** into real-time (payment pages/invoices) and digests (synced NMI data) * **Split webhooks** into internal events and synced data events * Removed NMI Integration tab (now on Merchants page) * Removed Payment Methods page (capabilities shown on merchant detail) ### Pricing Update * 4-tier structure: Lite $49 / Starter $149 / Growth $499 / Scale $799 * Data retention: 6mo / 12mo / 24mo / 36mo * Users: 1 / 3 / 5 / 10 * Added DisputeProof add-on (\$99/mo) * Blurred tier gates with upgrade CTA on locked features *** ## March 22, 2026 ### Subscription Detection * Auto-detect recurring patterns from transaction history * Configurable sensitivity (2+, 3+, 4+ payments) * Description keyword matching (built-in + custom terms) * Include/exclude term filters * Per-merchant detection settings saved for auto-detection * Remove (dismiss) individual detected subscriptions ### Card BIN Enrichment * 374K+ BIN database for debit/credit identification * Card issuer, category, and country from BIN lookup * Enriched data displayed on transaction detail pages * Card brand breakdown on dashboard with debit/credit split ### NMI Response Code Mapping * 200+ NMI response codes mapped to human-readable decline reasons * Categories: Soft (retry), Hard (permanent), Fraud, Error * Applied across Recovery, Fraud, and transaction detail pages *** ## March 21, 2026 ### Railway Background Worker * Dedicated worker for NMI sync (no more Vercel timeout issues) * Chunked processing with self-continuation * Duplicate job prevention * Stale job cleanup (10-minute timeout) * Customer extraction from transaction emails * Materialized view refresh after each sync cycle ### Merchant Onboarding Redesign * 3-step wizard: Connect Gateway → Business Details → Initial Sync * NMI profile query auto-fills business information * Gateway URL validation and credential testing * Tabbed merchant detail (Overview / Gateway & Sync / Settings) ### Transaction Enrichment * `order_description` captured as transaction description * `source` field (api, virtual\_terminal, recurring, internal) * Entry mode, processor ID, response code * BIN data for card type identification *** ## March 20, 2026 ### Payment Page Builder Enhancements * Comprehensive color audit: field background, border, text colors affect all elements * Preview vs live link distinction with preview banner * Icon selector for trust badges (12 icons) * Editable footer text * Image upload via Supabase Storage * Conditional webhook payload based on form settings * Auto-success preview on Post-Payment step ### Data Accuracy Fixes * Customer health scores: fixed negative values from incorrect totalTransactions * Forecasting: MRR trend uses subscription startDate, not createdAt * Cohort retention uses first transaction date, not customer extraction date * Revenue calculations exclude internal/settlement transactions *** ## March 19, 2026 ### Initial Platform Launch * Multi-tenant architecture (ISO → Merchants → NMI Accounts) * Transaction sync from NMI Query API * Customer and subscription management * Payment page builder with 8 templates * Invoicing with 5 PDF templates * Recovery and fraud analytics * Forecasting with MRR trends and cohort retention * 14 report types with PDF generation * PostHog analytics integration * 5 role-based access levels with 40+ permissions